Get the Protection You Want!
Be sure to Opt In* as soon as possible to Overdraft Privilege Service on your checking account for ATM and one-time debit card transactions. If we haven't received your Opt-In request, then your ATM and one-time debit card transactions will be declined if you do not have available funds in your checking account. This means that for any reason - buying lunch, purchasing gas, buying groceries - and you don't have available funds, your transaction will be declined. Get peace of mind and opt in to Overdraft Privilege Service.
Opt In to Overdraft Privilege Service Now Contact UsBenefits
Convenience
May allow your debit card purchases to be approved when you do not have available funds in your checking account.
Flexibility
Allows you to make a purchase even if you cannot make a deposit or transfer money until a later day.
No Monthly Protection Fee
No cost to have the debit card coverage on your checking account and no fees if you never use it.
Safety Net
Covers you if you have an unexpected expense, such as having to tow your car.
Emergency Back-up
Allows you to use your debit card in case of an emergency, even if you don't have available money in your checking account.
*Certain restrictions apply. Member must be in good standing. Member must be 21 years or older. This applies to checking accounts only. If used, we will charge you a $28.00 fee each time we pay an overdraft.
Preventing Overdraft Fees
Learn why overdraft fees occur and how to avoid them.
Prevención de cargos por sobregiro
Conoce por qué se producen los cargos por sobregiro y cómo evitarlos.