The freedom to be you.
Checking accounts designed with life in mind.
Earthmover's two checking accounts offer everything you need—and nothing you don't. Choose between our streamlined Pace Checking or the member-favorite, interest-earning Velocity Checking.
Velocity Checking
Moolah. Dough. Cha-ching. Whatever you call it, make more of it—guaranteed—with Velocity Checking's 2.50% APY1. Velocity is packed with everything our Pace account includes (no monthly fees, no minimum balance, get paid up to two days early2 and more...) but with the added bonus of high-interest earning. This is your life—make the most of your money.
- Earn 2.50% APY3
- No monthly fees + No minimum balance requirements
- Get paid up to 2 days early2
- Tap to Pay + Digital Wallet-ready
- Overdraft Protection available
- Access to over 30,000 ATMs nationwide
- 8 free monthly non-ECU ATM transactions
How Velocity earns you more:
Velocity Checking from Earthmover ignores fees and earns you money. Isn’t it time you found a card that can do both ;)
Table information is accurate as of [06/18/2024] and is used for comparison only. Competitor's account capabilities, including Earthmover's, are subject to change without notice.
Pace Checking
With no monthly fees, no minimum balance and the ability to get paid up to two days early2, Pace Checking gives you the freedom to do you.
- No monthly fees + No minimum balance requirements
- Get paid up to 2 days early2
- Tap to Pay + Digital Wallet-ready
- Access to over 30,000 ATMs nationwide
- 8 free monthly non-ECU ATM transactions
How Pace compares:
In a world of checking account giants, Earthmover’s Pace Checking stands head-to-head with the Goliaths.
Table information is accurate as of [06/18/2024] and is used for comparison only. Competitor’s account capabilities, including Earthmover’s, are subject to change without notice.
Standard Features
Discover the essential features you’ll love with both Velocity and Pace. Our standard features include:
- Online and Mobile Banking: Manage your accounts anytime, anywhere.
- Bill Pay: Conveniently pay bills with a few clicks.
- Mobile Deposit: Deposit checks effortlessly from your mobile device.
- Paperless Statements: Access your statements online, reducing paper clutter and fraud.
- Account Alerts: Stay informed with real-time notifications.
- Card Controls: Easily manage and secure your cards.
1 2.50% APY = Annual Percentage Yield. Earthmover Credit Union membership required. In order to qualify for 2.50% APY on account balance, members must maintain a minimum account balance of $0.01, must be enrolled and active in Earthmover's Online Banking, be enrolled in paperless statements (eStatements), have an active Earthmover Visa Credit Card or make a minimum of 15 Visa debit card transactions per month, excluding ATM withdrawals and have a total direct deposit amount of at least $500.00 in savings and/or checking. Direct deposits that are not from an employer or government agency, including but not limited to check deposits, peer-to-peer transfers (e.g., transfers from PayPal, Venmo, etc.), merchant transactions (e.g., transactions from PayPal, Stripe, Square, etc.), and bank ACH funds transfers and wire transfers from external accounts, or are non-recurring in nature (e.g. IRS tax refunds), do not constitute direct deposit activity. 2.50% APY is only valid up to $5,000.00. Any balance greater than $5,000.00 will be paid at the stated divided rate and APY for that tier. Dividends earned will be posted to the account on the second business day of the month following the dividend period. Offer and rate is subject to change without notice. See an Earthmover Credit Union team member for more details.
2 Get Paid 2 Days Early: Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. Not every employer submits and settles their payroll early. Earthmover Credit Union generally make these funds available on the day the payment file is received, which may be up to two (2) days earlier than the scheduled payment date. If you have questions on your payroll timing, please consult your employer’s payroll department.
3 Overdraft Protection Available: Qualified Earthmover members will have the ability to access a line of credit which will serve as overdraft protection. Not all members will qualify for this line of credit. If qualifications are met, the member will need to apply for it in order for the line of credit to be tied to their Velocity Checking Account. Non-qualifying members will have the option to opt in for Earthmovers’ Optional Overdraft Services which will protect your checking account when you don't have available funds to cover a transaction. Visit our Optional Overdraft Service Opt-In Request page for complete details on this service and how it applies to you.
